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Credits are Chief’s single unit of value. Instead of juggling per-model prices or seat counts, you spend credits as Chief works — and you always see your balance. The smarter the intelligence you ask for, the more credits a task uses. That’s the whole model: pay for what you actually use.

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Where credits come from

  • A welcome grant. When you register, you receive a one-time grant of free credits to get started. (This grant is currently 10,000 credits in the app, but that figure is set on the frontend — treat it as indicative and verify the live amount.)
  • A daily refill (Explore). On the free Explore plan, your credits top up a little each day. (Shown as 300/day in the app; this is a frontend value — verify the live amount.)
  • Your plan’s monthly allowance. Pro and Power User include a large block of credits each billing period.
  • Refills you buy. You can purchase more credits anytime. On paid plans you earn a bonus on every refill.

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What makes credits go faster

Chief credits - Expert and Deep Intelligence modes use more credits
Not every request costs the same. The intelligence level you choose changes how many credits a task uses. From the prompt bar’s intelligence menu:
  • Auto and Fast — baseline cost. Auto switches between Fast and Expert based on your prompt.
  • Expert — Uses ~3x the credits. Deeper reasoning, a bit slower.
  • Deep Intelligence — Uses ~5x the credits. Deploys a fleet of long-running agents across LLMs that collaborate to finish bigger jobs. Available on paid plans.
💡 Tip: For everyday questions, leave the intelligence level on Auto — Chief will pick Fast when that’s enough and Expert when the prompt is complex, so you don’t overspend.

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Refill bonuses

When you buy credits on a paid plan, you get more than you pay for:
  • Pro — 15% credit refill bonus.
  • Power User — 25% credit refill bonus.

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FAQ

Because of the intelligence level. Expert uses about 3x the credits of a baseline request, and Deep Intelligence about 5x. If a task ran on a higher intelligence level — either because you chose it or Auto escalated to Expert for a complex prompt — it spends more.
Chief stops and shows an “Out of credits” message with a way to refill. On Explore you can also wait for your daily refill. See What happens when you run out of credits for the full walkthrough.